Zakat Calculator 2026: Work Out What You Owe This Year
Calculate your zakat for 2026 (1447–1448 AH) with live gold and silver nisab values, the 2.5% rate, deductible debts and a year-by-year record you keep.
The nisab in 2026
The nisab does not change in 2026 — it is still 85 g of gold or 595 g of silver. What changes is the money value, because metal prices move daily.
The calculator fetches live gold and silver quotes and converts the threshold into your currency, so the figure you compare against is always current.
Pick your basis in settings: the silver nisab is lower, so zakat becomes due sooner and more recipients benefit; the gold nisab remains valid and widely used.
When is zakat due in 2026?
Zakat is due once a full lunar year (hawl) has passed over wealth held above the nisab. Your due date is personal — it is the anniversary of the day your wealth first crossed the threshold, not 1 January.
Many people align their date with Ramadan, which falls around 18 February – 19 March 2026, to benefit from the increased reward of giving in that month.
Set your 2026 zakat date in the calculator and it stores the metal price of that date, so recalculating later uses the correct historical quote.
What to review for 2026
Gold and silver prices: re-check the nisab value at your due date instead of reusing last year's figure.
Crypto and brokerage accounts: value them at market on your due date; long-term holdings intended for growth are zakatable.
Pensions and savings plans: accessible balances are zakatable; locked employer schemes are usually assessed when accessible.
Debts: deduct only what is due now — arrears and the coming instalments — not the full balance of a mortgage.
How to calculate your zakat for 2026
- 1.Choose your zakat date and select gold or silver as your nisab basis.
- 2.Add zakatable assets: cash, bank balances, gold and silver, investments, business stock, recoverable loans.
- 3.Deduct short-term debts and immediate obligations.
- 4.Compare the net total with the nisab shown by the live metal price.
- 5.If you are above the threshold, pay 2.5% and record each payment so you can track what is left to give.
Zakat 2026 — frequently asked questions
How much is nisab in 2026?
Nisab is 85 g of gold or 595 g of silver. Its value in your currency changes daily with metal prices; the calculator shows the current amount for 2026.
What is the zakat rate in 2026?
2.5% (1/40) of net zakatable wealth held for a full lunar year. The rate does not change from year to year.
When should I pay zakat in 2026?
On your own lunar anniversary date. If you have not set one, many people start at Ramadan 2026 (18 February – 19 March 2026) and keep that date every year.
Can I see my previous years?
Yes. Each year is saved with the nisab basis, price used, zakat due, amounts given and the remaining balance.
Start your 2026 calculation now — it takes a couple of minutes and your figures stay saved for next year.